Beauty professionals carry a big weight of responsibility every day. You are trusted with your clients health and appearance and use a wide range of equipment. However, you are only human, and sometimes mistakes do happen. Having the right insurance in place can protect you and your business from civil lawsuits, while also covering the costs of your defense and any settlement.
At Salon Insurance 4u we aim to take the stress out of insurance. Whether you're a business owner with employees, work as a mobile hairdresser, or perform treatments such as IPL, semi permanent makeup or work with hyaluron pens, you can easily tailor your policy to suit your needs. Get a quote in 5 simple steps with our simple online form.
Our team of experts are dedicated to protecting your livelihood and your reputation. Our salon and beauty libaility insurance is underwritten by a selection of A-rated UK-based insurers, offering you comprehensive cover and peace of mind.
Our specialist salon liability insurance policies can be vitally important, as they can protect you in the event that someone makes a claim against you due to negligence, in the case of bodily injury, in the event of property damage and much more. Salon Insurance 4u offer between £1,000,000 and 10 million pounds in indemnity cover, to protect you against any costs incurred - whether it be legal or otherwise. Protect your business, today.
Whether it's £1,000,000 or £10,000,000 you need, we've got you covered.
Easily add as many you treatments to your policy as you need, or even none at all.
From employers' liability insurance to property damage cover and much more, easily add from a wide range of additional insurance options.
5 simple steps, one quote, one policy for all your salon insurance needs.
Our UK based call centres are full of friendly staff who are here to help.
With over 30 years of experience, and only offering insurance from UK based A-rated insurers, you're in good hands.
You can get a quote by clicking here and filling in our simple to use online form, or by clicking any of the "get a quote" buttons throughout our site.
If there's anything you're unsure of give us a call on 0800 6444232, one of our advisors will be happy to help.
If you'd prefer for us to give you a call, you can request a call back request a callback and we'll give you a call back at a time that suits you.
You'll be hard pushed to find an insurance company who will advise you exactly how much cover you need, principally due to liability reasons. The responsibility to take out adequate cover largely falls in your hands, although our helpful advisors will be happy to discuss your options and explain how you can come to a conclusion regarding cost.
Sometimes you may also find that your job stipulates the amount you require. If you're looking for other options, you'll find that many industry organisations and professional bodies will likely be able to offer useful advice.
From standard public liability policies, to policies including additional insurance such as property damage, stock cover and much more, we've got you covered. All our insurance options can be selected in one quote form and you'll have just one policy, giving you less paperwork and giving you more time to concentrate on what matters most, your business.
We sure do! From tattoo removal to microblading, IPL to Hyaluron pen treatment, you can easily select any beauty treatments you require insurance for, or even request cover for treatments we don't have listed. Whether you require a stand-alone treatment policy, or want to include treatments as part of your public liability policy, we aim to provide you with your tailored insurance policy without the normal stress.
Our specialist beauty treatment insurance policies start from £49.95 a year.
We offer full salon packages which can include various insurance options such as property damage, business interruption cover and more.
We offer the option to set up payment via direct debit, so you can spread the cost of your policy throughout the year.
For a much more in depth look at our frequently asked questions, visit our FAQ page.
We're here to help take the stress out of insurance.
The world of insurance can be daunting, especially when relating to complicated matters such as liability and compensation when a claim is being made against you. Even before an official claim has been made, the team of legal advisors we work with will be there to help you.
In terms of the claim itself, our advisors can guide you through the steps you need to take to prepare and how to further protect yourself. In your policy documentation you'll find a dedicated claim line number, which will also include emergency numbers.
To discuss your insurance requirements further, you can call us on:0800 6444232
Lines open between 8am and 8pm, Monday to Sunday
A client came in for routine hair removal (IPL) and suffered blistering / burns to their face. Successfully claimed £15,000 as a third party injury.
A burst pipe caused a flood in a clients salon, causing it to be closed for repairs for a week, losing them £3,000 in business. Client claimed the lost back through their business interruption cover on their policy.
A member of the public passed clients shop front under the influence of alcohol and caused malicious damage to the glass. £1,500 was paid out due to vandalism, covered by the shop front cover on clients policy.
A beauty salon belonging to a clients business was broken into and thieves had stolen all the equipment and stock. Client claimed £15,000 for replacements for their stock cover on their policy.
Our Commercial Legal Protection product aims to provide market leading coverage with sectors of cover that work for you'd covering many areas within your day to day business.
Our payout for all legal costs and expenses (solicitors etc), amounts to £100,000. Appeal costs are included in this category. Provision for payouts cover the following costs which may be incurred: tax advice, business assistance, councelling, employment advice, legal costs and business law advice.
We provide a handy manual covering updated legislation. As part of our service, we have a database of expertly compiled legal documents. Just sign, and you're ready to go! There are also various useful tool accessories to the legal processes of commercial legal protection made available for your convenience.
Prior defence of legal rights for both the employer and employee in the case of business-related offences: both police and health safety issues. Non-criminal related prosecutions defence (both employer and employee) relative to section 13, Data Protection Act of 1998, inclusive of compensation payouts, is covered.
Furthermore, we handle appeals both in the case of application or registration refusal, as well as legislation negatively affecting business activity. In addition, we take care of civil defence regarding the accusation of theft, and employee jury attendance expenses.
For a further summary visit our commercial legal protection page page.